Fees
What you pay, what you get, and what a percentage fee would cost you instead.
- Plan
- $2,400 once
- Ongoing
- $400 a month
- Family office
- from $1,200 a month
The calculator
Most advisors charge 1% of everything you own — every year, forever. We charge a flat fee for the work, and it doesn't grow when your money does.
Plan
$2,400onceA written financial plan and the three moves that matter, with a 90-day follow-up.
- Full plan document
- Tax & retirement modelling
- 90-day check-in
Ongoing
Most chosen$400a monthYour plan kept current, investments managed, and an advisor who picks up the phone.
- Everything in Plan
- Managed portfolios
- Quarterly reviews
- Tax filing support
Family office
$1,200a monthFor business owners and families with complex estates, several generations or a company to sell.
- Everything in Ongoing
- Estate & trust work
- Business sale planning
- A dedicated team
How we compare
| Wealthora | A typical 1% advisor | A robo-advisor | |
|---|---|---|---|
| How you pay | Flat fee | 1% of assets, every year | 0.25% of assets |
| Cost on $1.2M, per year | $4,800 | $12,000 | $3,000 |
| Written financial plan | ✓ | sometimes | ✕ |
| Tax planning every year | ✓ | sometimes | ✕ |
| An advisor who knows you | ✓ | ✓ | ✕ |
| Paid commissions on products | ✕ | often | ✕ |
| Fiduciary all the time | ✓ | sometimes | ✓ |
Typical fees from public fee surveys; your costs may differ.
Questions
Only by you. A flat fee agreed up front — no commissions, no percentage of your assets, no products to sell.
Yes. 45 minutes on video, no obligation. If we can't help, we'll say so and point you to someone who can.
No asset minimum. The Plan works for anyone with a question worth answering — Ongoing suits people with investments to manage.
With a large independent custodian, in your name. We can advise and trade — we can never withdraw.
Very often that's when it matters most — income order, taxes and what you leave behind.
Yes — pay, pensions, succession and the sale, planned together with your accountant.
Low-cost index funds, set by your plan and rebalanced four times a year.
We are legally required to put your interests first, all the time — not just when we sell something.
Yes. Most meetings are on video, and we work with clients across the country.
Give us 30 days' notice. Your accounts stay in your name, so nothing needs to move.
Your first step
Forty-five minutes on video with an advisor. You leave with three things to do next — whether or not you hire us.
- ✓Free, no obligation
- ✓An advisor, never a salesperson
- ✓Three next steps, in writing
Pick a time
You'll talk to Helena Marsh, CFP®