Cash flow & goals
- a.Where every dollar goes each month
- b.Emergency fund and debt order
- c.Goals priced and dated
Service
Cash flow, goals and the monthly number
- First meeting
- Free · 45 min
- Fee
- Flat, never a percentage
A financial plan is not a binder. It is one monthly number, a list of goals with prices and dates, and the order you pay for them in. We build it with you in two weeks and keep it current for as long as you like.
What it covers
- 01Where every dollar goes each month
- 02Emergency fund and debt order
- 03Goals priced and dated
Best for
- Couples starting to save seriously
- Families with college ahead
- Anyone who wants one clear monthly number
Fee · Included in every plan · from $2,400 once
Questions
Only by you. A flat fee agreed up front — no commissions, no percentage of your assets, no products to sell.
Yes. 45 minutes on video, no obligation. If we can't help, we'll say so and point you to someone who can.
No asset minimum. The Plan works for anyone with a question worth answering — Ongoing suits people with investments to manage.
With a large independent custodian, in your name. We can advise and trade — we can never withdraw.
Very often that's when it matters most — income order, taxes and what you leave behind.
Yes — pay, pensions, succession and the sale, planned together with your accountant.
Low-cost index funds, set by your plan and rebalanced four times a year.
Your first step
Forty-five minutes on video with an advisor. You leave with three things to do next — whether or not you hire us.
- ✓Free, no obligation
- ✓An advisor, never a salesperson
- ✓Three next steps, in writing
Pick a time
You'll talk to Helena Marsh, CFP®