Investment policy
- a.Allocation set by your plan, not a product
- b.Index funds, rebalanced quarterly
- c.One report, every account
Service
Low-cost portfolios we rebalance for you
- First meeting
- Free · 45 min
- Fee
- Flat, never a percentage
Your portfolio should follow your plan, not the other way round. We set the mix from your goals and timeline, use low-cost index funds, and rebalance four times a year — tax-aware, across every account you own.
What it covers
- 01Allocation set by your plan, not a product
- 02Index funds, rebalanced quarterly
- 03One report, every account
Best for
- Investors tired of guessing
- Anyone with accounts in five places
- People who want less trading and fewer fees
Fee · Part of Ongoing · $400 a month flat
Questions
Only by you. A flat fee agreed up front — no commissions, no percentage of your assets, no products to sell.
Yes. 45 minutes on video, no obligation. If we can't help, we'll say so and point you to someone who can.
No asset minimum. The Plan works for anyone with a question worth answering — Ongoing suits people with investments to manage.
With a large independent custodian, in your name. We can advise and trade — we can never withdraw.
Very often that's when it matters most — income order, taxes and what you leave behind.
Yes — pay, pensions, succession and the sale, planned together with your accountant.
Low-cost index funds, set by your plan and rebalanced four times a year.
Your first step
Forty-five minutes on video with an advisor. You leave with three things to do next — whether or not you hire us.
- ✓Free, no obligation
- ✓An advisor, never a salesperson
- ✓Three next steps, in writing
Pick a time
You'll talk to Helena Marsh, CFP®